Montego Bay
Homeowners Association
⌂ Community information for owners and residents

Welcome to Montego Bay Estates

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Our Mission: The Montego Bay Homeowners Association is dedicated to maintaining a safe, welcoming, and clean neighborhood. We aim to preserve property values, promote a strong sense of community, and ensure Montego Bay Estates remains a place residents are proud to call home.

This website helps owners and residents quickly find community information, understand common HOA procedures, and review important reminders before starting projects or making property changes.

✓ View Property Restrictions □ Submit an Improvement Request $ View Dues Information ☷ Current Board Members
Pool Information

Community Pool

The Montego Bay community pool will open for the season on May 9th. Pool hours are 10:00 AM to 8:30 PM. The pool will close for the season on September 21st.

Pool Rules

  • You must have red bands to use the pool
  • No glass containers are allowed in the pool area
  • Please help keep the pool area clean
  • Children should be supervised at all times

Maintenance & Closures

The pool may be closed periodically or at random times for cleaning, maintenance, repairs, weather conditions, or safety concerns.

Please help us maintain a safe and enjoyable environment for all residents and guests.

Building Rental

Community Center Rental

If you would like to rent the Community Center located at 4511 Rhea Rd, Granbury, TX 76049 for your party or private event, please contact Cindy Weaver, Building Manager, at 817-443-2017.

Location

Click here for directions

Rent the Community Center

The cost to rent the Community Center is $125.00 per day. There is a $100 deposit required, which will be returned after the building is confirmed to be cleaned and the keys have been returned. Please review the calendar below for initial availability, but ensure to contact Cindy Weaver to confirm availability and book before planning your event.

Call Cindy Weaver

Building Availability

Architectural / Improvement Requests

Before You Build, Add, or Change Exterior Features

Before starting many exterior projects in Montego Bay Estates, owners should determine whether approval is required. This process helps protect compliance, maintain neighborhood consistency, and avoid disputes after construction has already started.

Important

Do not begin construction, installation, delivery, or site preparation until you have confirmed whether approval is required and, where applicable, received approval.

Architectural Form

Download and Print the Montego Bay HOA Architectural Form and Building Rules. Please fill in this form fully with a sketch before submitting an improvement request. You can contact Brendan the Architectural Manager at 214-537-0999 directly or bring the form to the next HOA meeting on the first Tuesday of every month.

Download Architectural Form PDF

Projects That May Require Review

  • New construction
  • Room additions
  • Garages or carports
  • Storage buildings or sheds
  • Fences
  • Docks or boathouses
  • Exterior remodels
  • Structural changes affecting exterior appearance

What to Submit

  • Owner name
  • Property address or lot identification
  • Description of the project
  • Site plan showing the proposed location
  • Dimensions, materials, colors, and finishes
  • Drawings, sketches, or contractor plans
  • Estimated start and completion dates

Placement Matters

Approval of a project does not eliminate the owner’s responsibility to comply with all applicable setback, building-line, and restriction requirements.

Architectural Requests FAQ

Do I need approval for a fence or shed?

Yes. Before you begin, ensure you download and print the Montego Bay HOA Architectural Form and Building Rules and submit them to the Architectural Manager.

Do I need approval for a dock or boathouse?

Yes. Permits are required by the Brazos River Authority (BRA) for boat docks on Lake Granbury before construction begins.

Required Permits:

  • Brazos River Authority (BRA) permit
  • Local municipality permits (if applicable)
  • County building permits (when required)
  • HOA approval (if your property is part of an HOA)

Key Requirements:

  • Distance requirements from property lines
  • Size and height restrictions
  • Navigation clearance guidelines
  • Construction material specifications
  • Environmental protection measures

More details and where to start can be found at: https://brazos.org/

Can I start while waiting on a decision?

No work should begin until approval requirements have been addressed.

Board Members

Current HOA Board and Contacts

This section lists current board members, their roles, and contact information for HOA-related matters.

NamePositionTerm ElectedPhone
Tammy SimentalPresident2025682-498-1737
Theresa ElvingtonVice President2023817-559-1162
Lanell WhitleyTreasurer2024817-219-2675
Glenda CrossSecretary2025817-578-1817
Brendan KelleyArchitectural Manager2024214-537-0999
Cindy WeaverBuilding Manager2023817-443-2017
Rich CaseBoard Member2025610-223-0977
Sallie SpotanskiBoard Member2023817-279-2796
Kim MackBoard Member2024817-832-5781
Loretta AlawayBoard Member2025806-228-4883
HOA Dues

Current HOA Dues and General Payment Information

This page provides general information about dues and assessments for Montego Bay Estates, including the current annual dues amount and basic payment responsibility.

Current Dues

$125

per lot, annually

Owner Responsibility

Each owner is responsible for dues and assessments associated with his or her lot. Ownership of a lot carries ongoing financial obligations to the association.

Dues History

  • A 2018 recorded filing increased dues
  • A 2023 recorded filing reflects dues of $125 per lot

Reminder

Selling, leasing, or occupying a property does not automatically remove the owner’s responsibility for HOA dues associated with that lot.

Dues FAQ

What are the current annual dues?

The current annual dues are $125 per lot.

Where do I send payment?

Contact the HOA for current payment instructions.

What if I have a balance question?

Contact the HOA for account review or outstanding balance information.

Property Restrictions

Community Standards and Property Use Guidelines

This page provides a practical summary of commonly asked-about property restrictions in Montego Bay Estates. It is intended to help owners and residents understand the rules that affect lot use, improvements, rentals, and neighborhood appearance.

Summary Only

This page is a convenience summary, not a substitute for the recorded restrictions. Owners remain responsible for complying with the official governing documents.

Residential Character

Montego Bay Estates is intended as a residential community. Lot use, structures, and improvements should remain consistent with the residential character of the subdivision.

Structures and Improvements

Homes, additions, accessory buildings, fences, waterfront structures, and other visible improvements may be subject to restriction and approval requirements.

Setbacks and Building Placement

Owners should confirm that construction, additions, and outbuildings comply with all applicable setback and building-line requirements before work begins.

Rentals and Short-Term Rentals

Short-term rentals such as Airbnb, VRBO, and similar vacation-style rental arrangements are prohibited under the latest recorded HOA restrictions. Owners should review the current governing documents before leasing or renting property within Montego Bay Estates.

Nuisances and Property Condition

Owners and residents are expected to use and maintain their property in a way that does not create a nuisance or unreasonably interfere with neighboring lots.

Animals and Household Pets

Animal-related questions should be reviewed carefully under the recorded restrictions. Do not assume all animals are treated the same under the rules.

Placement Reminder

Do not rely on assumptions, informal neighbor advice, or contractor guesswork when locating a structure on your lot. Verify placement requirements before construction begins.

Neighbor Owned Businesses

These are businesses owned and operated by your neighbors here in Montego Bay Estates. If you are looking to get work done, consider supporting members of your own community.

Want to list your business? Email us your details

Considering Moving Here?

Montego Bay Estates is a friendly, welcoming neighborhood with HOA restrictions designed to protect property values and maintain a clean, consistent community.

If you are a prospective buyer or realtor, please contact Tammy Simental, President, at 682-498-1737 for details on HOA rules, requirements, and any applicable fees.

Requirements and fees may vary depending on the type of property activity, including new home placement or improvements, so it is important to confirm details before closing or construction.

Make a Wish

If you need help with yard work or physical labor due to hardship, let us know. The community may be able to help.

HOA Regulations

In the future, this section will serve as the central location where the Montego Bay Estates By-Laws, Restrictions, Amendments, and other governing documents will be housed for easy resident access.

Montego Bay Plat

Click the link below to view the official Montego Bay Estates plat map showing lot layout, streets, and boundaries.

Click here to open the Montego Bay Plat

Contact

Get in touch with the HOA

Use the contact information below for general HOA questions, improvement request submissions, dues questions, or community concerns.

Contact Topics

  • General questions
  • Improvement requests
  • Dues and account questions
  • Restriction or property condition concerns

HOA Contact

Email: montegobaytxhoa@gmail.com

Phone: See Board Members section

Email the HOA